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You are here: Home / Wealth Management / Segregated Fund

Segregated Fund

A type of pool investment that is similar to a mutual fund, but is considered an insurance product. Proceeds received by the insurance company are used to purchase underlying assets, and then shares of the segregated funds are sold to investors.  Segregated funds may guarantee a specific return over the life of the investment or upon maturation of the fund. Although there may be a guarantee to the investor of a segregated fund, there will also likely be penalties if the investor sells shares of the fund before their maturity. These guarantees come with costs to the investor – in this case, opportunity costs.

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Ottawa

Al Warren, CHS
Consultant

6270 Perth St.
Richmond, ON K0A 2Z0

Office: 613-257-6240
Mobile: 613-229-6179

E-mail: awarren@certika.ca

Smiths Falls

Sean J. Lawrence, CHS
Consultant

94 Beckwith St N
Smiths Falls, ON K7A 2C1

Office: 613-257-6229
Mobile: 613-880-2941

E-mail: slawrence@certika.ca

Perth

49 Herriott St.
Perth, ON K7H 1T5

Office: 613-267-8836
Mobile: 613-229-6179

Employee Benefits
Group Benefit Programs

Office: 613-416-2444

E-Mail: awarren@certika.ca

 

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